Apply for a Bad Credit Car Loan

Find Out How Much You Could Borrow Before Applying...
Step 1) Tell us about your credit situation
Good Credit 700
Fair Credit 625
Sub Prime Credit 575
Bad Credit 525
Really Bad or No Score NA
Step 2) How much do you make monthly? (before taxes)
Total Monthly Income: $.00
Step 3) What are your monthly payments?
Rent or Mortgage Payment: $.00
Min. Card Payments: $.00
Garnishments: $.00
Other Loan Payments: $.00 Don't include utility bills or car loan payment if trading in vehicle.
You can borrow up to*
Step 4) To Apply Online, Enter Your Zip Code
To encrypt and protect your personal financial data we utilize the highest level of SSL Technology available for secure online communications.
* The auto financing calculator is an estimate, not guaranteed. You may qualify for slightly more or less. Money down may be required but is not necessary for all car loans. Approvals are subject to verification of employment and income. Auto loan interest rates and repayment terms are based on credit risk, vehicle selection, and equity position of the car loan.
The Heartland Auto Loans Difference
  • We take pride in doing business differently than our automotive competitors.
  • We believe in treating our customers, employees and community as we ourselves would want to be treated.
  • We believe that true success is shared and that what is best for you is good for us as well.